Oldsters overseas - what seniors pay for travel insurance

Released on: March 10, 2008, 11:58 pm

Press Release Author: Navneet kaur

Industry: Transportation & Logistics

Press Release Summary: While travel medical insurance for senior citizens generally
carries a higher premium and a lower maximum level of coverage it is still widely
available. In fact, some carriers offer travel medical insurance for senior citizens
no matter what their age. One carrier we found offered travel medical insurance for
senior citizens over 80 years old, with no maximum age. The maximum coverage for
those older than 79, however, is a low $10,000.

Press Release Body: While travel medical insurance for senior citizens generally
carries a higher premium and a lower maximum level of coverage it is still widely
available. In fact, some carriers offer travel medical insurance for senior citizens
no matter what their age. One carrier we found offered travel medical insurance for
senior citizens over 80 years old, with no maximum age. The maximum coverage for
those older than 79, however, is a low $10,000.

Another was a little more generous with its ceiling for elders through 79 years,
although premiums for this travel medical insurance for senior citizens was still
costlier than those for younger travelers. With this insurer a couple between the
ages of 65 and 69 can still purchase up to $1 million of emergency medical coverage
with their travel insurance, and as low as a $250 deductible. For this senior
citizen couple travel insurance coverage for this single trip would cost $438. At
age 70 the maximum drops way down to $50,000 and each policy must be purchased
separately. The per-person cost for the same trip is now $219 each for only $50,000
of travel medical insurance for these senior citizens.

Now, let\'s assume these folks are 80 years old. What a costly difference in this
travel medical insurance for these senior citizens! Now the most coverage this
couple could purchase is $10,000 each, at a whopping $518 each for the same $250
deductible. The deductible can be increased to $2500, which lowers the premium to
$350.70.

The best course of action for senior citizens who contemplate overseas travel and
are considering travel medical insurance is to first peruse their current medical
coverage. Seldom do these plans cover overseas travel but do check your policy and
call your insurer if you are unsure. While your Medicare coverage will not help you
outside of the United States, your Medicare supplement coverage might - or at least
for some situations.

If you\'re wanting to save on your travel insurance premium the two best things you
can do for yourself are to first book your trip with a travel agent you trust, and
then choose an airline, cruise or other vacation vendor that is well known and not
in financial distress.


Web Site: http://www.tours-guide.com

Contact Details: Hello, I am Navneet kaur from INDIA (Chandigarh) hereby sharing
my views with the world . hoping that evey human being get good information from
this article and wating for an early and warm responce from your side.For More Free
Resources visit http://www.tours-guide.com

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